Retirement Planning Services
Retirement is something that many working people dream about and is a significant milestone in life, but there are many things to consider as you approach retirement so it’s a good idea to plan ahead and review your finances to ensure that your future income will allow you to enjoy the lifestyle you want to achieve when you finish work.
Estate Planning
Retirement Planning Services
Retirement is a significant milestone that many dream about, but it requires careful planning to ensure you can enjoy the lifestyle you desire. At Marshall & Co, we help you get your finances in order as you approach retirement. This includes claiming your State Pension, deciding how to access your pension pot, tracing any old pensions, planning to eliminate debt, boosting your retirement income, and checking entitlement to benefits. Our expert guidance ensures that you make the most of your financial resources, providing peace of mind and a secure future.
Estate Planning
Retirement Planning Services
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State Pension and Pension Pot Management
Navigating the complexities of retirement begins with understanding your entitlements and making informed decisions about your pension funds. At Marshall & Co, we assist you in claiming your State Pension and guide you through the process of accessing your pension pot.
02
Debt Elimination and Income Boosting
Eliminating debt and boosting your retirement income are crucial steps in pre-retirement planning. Marshall & Co helps you develop a strategy to pay off existing debts, ensuring you enter retirement with a clean slate. Additionally, we explore various avenues to make your money go further, helping you maintain a steady cash flow even after you finish working.
03
Benefits Entitlement and Financial Review
Understanding and claiming the benefits you're entitled to can significantly impact your retirement income. Marshall & Co provides comprehensive reviews of your financial situation, identifying potential benefits and ensuring you take full advantage of available resources.
Estate Planning Services
Effective retirement planning is essential for maintaining a fulfilling lifestyle in later years.
Taxation can significantly impact retirement income, making it crucial to have an up-to-date and optimized retirement plan. The primary goal is to secure a reliable cash flow from investments, pension funds, and other income sources while minimizing tax liabilities. To achieve this, various strategies such as personal residence tax relief, pension planning, and inheritance tax mitigation must be considered. Failing to plan for taxes can have a significant negative impact on wealth accumulation and cash flow during retirement. At Marshall & Co, we provide expert advice to help you navigate these complexities and ensure a financially secure retirement.